Workers Comp Class Code 5022 — Masonry ConstructionNew York
Brick, block, and stone work — laying masonry units for walls, foundations, and structural elements on residential and commercial projects across New York.
How Have New York Workers Comp Rates Changed Over the Last 5 Years?
Source: NYCIRB loss cost rates. Actual carrier rates may vary.
How Much Does New York Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval.
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What Jobs Are Covered Under This New York Class Code?
- ▸ Brick mason
- ▸ Block layer
- ▸ Stone mason
- ▸ Tuck pointer
- ▸ Masonry laborer
What Are the Top Injury Risks for This New York Class Code?
- ⚠ Falls from scaffolding
- ⚠ Eye injuries from mortar splash
- ⚠ Chronic back strain from heavy lifting
- ⚠ Hand crush injuries from block work
- ⚠ Silica dust inhalation from cutting
What Does a Real Workers Comp Claim Look Like for This New York Class?
A Queens brick mason falls 12 feet from a scaffold while laying exterior block on a 3-story mixed-use building — fractured vertebrae, 8 months of lost wages, and surgical costs totaled $218,000 in a recent NYCIRB claim. NY pays wage replacement at 2/3 of the worker's average weekly wage, up to $1,145/week, which means a mason earning $1,400/week draws the maximum benefit for the full disability period.
Why Does a PEO Make Sense for New York Workers Comp in This Class?
NYCIRB-filed masonry rates at $18.94/100 make it nearly impossible for small masonry contractors in the Bronx, Brooklyn, or Long Island to compete on price. Standard carriers in NY routinely non-renew masonry accounts after a single lost-time claim. PEO group workers comp programs pool masonry payroll across dozens of contractors, spreading risk and accessing group rates that can reduce effective cost by 25–40% — often the difference between winning a bid and walking away.
NY Rate Context
NY masonry rates at $18.94/100 are 22% higher than the national NCCI average for the same code, driven by three factors unique to New York: (1) NYCIRB's independent rate-setting authority, which historically produces higher rates than NCCI states; (2) NY's maximum weekly benefit of $1,145 — one of the highest in the nation; and (3) the concentration of high-rise and scaffold-dependent work in NYC, which inflates the statewide loss experience. Upstate masonry contractors in Buffalo or Albany pay the same NYCIRB rate but face lower actual claim costs, making PEO programs especially attractive for upstate operators.