Florida 2025 Rates

Florida Payroll Tax Calculator

See your true employer cost — workers comp, FICA, FUTA, SUTA — and how much a PEO saves you.

Updated for 2025 · Florida NCCI rates · No email required

Your Business

$

Total payroll: $165,000/yr

Rates shown use 2025 Florida NCCI workers comp rates and current federal/state tax rates. This is an estimate — contact us for a precise quote.

Estimated Annual Savings with PEO

$6,163

vs traditional policy + admin overhead

13%

lower cost

Traditional Policy

FICA$12,623
FUTA$126
FL Reemployment$567
Workers Comp$20,543
WC Deposit (30%)$6,163
HR/Admin Overhead$6,600
Total Year 1$46,621
$1,124/emp/mo
RECOMMENDED

PEO Pay-As-You-Go

FICA$12,623
FUTA$126
FL Reemployment$567
Workers Comp$20,543
WC Deposit$0
PEO Admin Fee (4%)$6,600
Total Annual$40,458
$1,124/emp/mo
Cost ComponentAnnualPer EmployeeMonthly
Social Security (6.2%)
Capped at $168,600 wage base
$10,230$3,410$853
Medicare (1.45%)
No wage base cap
$2,393$798$199
FUTA (0.6% net)
First $7,000 per employee
$126$42$11
FL Reemployment (2.7%)
First $7,000 per employee
$567$189$47
Workers Comp (12.45/$100)
Class 5645
$20,543$6,848$1,712
Total Mandatory Costs$33,858$11,286$2,822

* Mandatory costs are the same whether you use a PEO or traditional policy. The PEO saves you the deposit, audit risk, and admin overhead.

What the PEO Admin Fee Replaces

Payroll processing & direct deposit
Quarterly 941 & annual 940 filing
W-2 preparation & distribution
Workers comp pay-as-you-go billing
No year-end audit exposure
HR compliance support
New hire onboarding paperwork
Same-day COI issuance

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