Workers Comp Class Code 5027 — Masonry ConstructionCalifornia
Brick, block, and stone work — laying masonry units for walls, foundations, and structural elements on California construction sites.
How Have California Workers Comp Rates Changed Over the Last 5 Years?
Source: WCIRB pure premium rates. Actual carrier rates may vary significantly in California.
How Much Does California Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval. CA rates vary significantly by carrier.
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What Jobs Are Covered Under This California Class Code?
- ▸ Brick mason
- ▸ Block layer
- ▸ Stone mason
- ▸ Tuck pointer
- ▸ Masonry laborer
What Are the Top Injury Risks for This California Class Code?
- ⚠ Falls from scaffolding
- ⚠ Eye injuries from mortar splatter
- ⚠ Back strain from heavy block lifting
- ⚠ Hand crush injuries from tools
- ⚠ Heat stress on exposed California job sites
What Does a Real Workers Comp Claim Look Like for This California Class?
A mason working on a commercial building in San Diego falls from scaffolding while laying CMU block — traumatic brain injury, spinal fractures, and rehabilitation can exceed $350,000 in California workers comp costs, where the average TBI claim runs 40% higher than the national average due to elevated medical billing rates.
Why Does a PEO Make Sense for California Workers Comp in This Class?
California masonry contractors face a brutal combination: WCIRB pure premium rates at $12.11/100, CSLB licensing requirements that make standard carriers nervous, and a litigation environment where represented claimants file 3x more often than in most states. PEO group programs aggregate payroll across dozens of masonry contractors, giving underwriters the loss-spread they need to offer rates 20–35% below what a small masonry shop can obtain independently.
CA Rate Context
At $12.11 per $100 of payroll, California masonry ranks among the top 5 most expensive construction trades in the state. WCIRB's pure premium advisory rate reflects California's mandatory $1,619.15/week maximum temporary disability benefit (2025), unlimited medical treatment duration, and a litigation rate that drives loss development factors well above the national norm. Contractors in the Los Angeles basin and Bay Area typically pay 8–12% above the advisory rate due to higher wage bases.