🌴 California State — WCIRB Regulated
California Workers CompClass Codes & Rates
California uses WCIRB (Workers' Compensation Insurance Rating Bureau) to set pure premium rates. Find your class code, calculate your premium, and get a PEO quote in minutes.
California Workers Comp — Key Facts
WCIRB
Rating Bureau
California uses WCIRB (not NCCI) to set pure premium rates. CA is one of the most expensive workers comp states in the nation.
Dual Wage
Unique CA System
CA uses a dual-wage classification system for construction — workers earning above a threshold get a lower rate, incentivizing higher wages.
PEO
Critical for CA Contractors
CA's high rates and strict underwriting make PEO group programs essential for most construction and high-risk trades in California.
🔑 California Dual-Wage System Explained
California has a unique dual-wage classification system for construction trades. Workers are classified into two tiers based on their hourly wage:
Lower Wage Tier (e.g., under $26/hr for carpenters)
Higher rate — reflects the higher risk associated with less experienced, lower-paid workers. Example: Carpentry 5403 at $15.64/100.
Higher Wage Tier (e.g., $26+/hr for carpenters)
Lower rate — rewards contractors who pay higher wages. Example: Carpentry 5403 at a lower rate for workers earning $26+/hr.
CA Class Codes by Industry
Click any class code to see the full rate breakdown, cost calculator, and PEO quote.
CONSTRUCTIONCA Construction Class Codes
Code 5027$12.11
Masonry Construction
Brick, block, and stone work — laying masonry units for walls, foundations, and structural elements on California construction sites.
per $100 payroll →
Code 5403$15.64
Carpentry — Construction (Under $26/hr)
Rough and finish carpentry work on California construction projects for workers earning under $26/hr — the lower wage tier under California's dual-wage classification system.
per $100 payroll →
Code 5552$23.06
Roofing Contractors
Installation, repair, and replacement of roofing systems in California — shingles, flat roofing, TPO, modified bitumen, and metal roofing across residential and commercial projects.
per $100 payroll →
Code 5190$4.53
Electrical Work — Electrician
Installation, maintenance, and repair of electrical wiring, fixtures, panels, and equipment in California residential and commercial buildings.
per $100 payroll →
Code 5183$5.63
Plumbing Contractors
Installation and repair of water supply, drainage, and gas piping systems in California residential and commercial buildings — licensed C-36 contractors.
per $100 payroll →
Code 5474$8.83
Painting Contractor
Interior and exterior painting of buildings in California — surface preparation, spray application, brush and roller work, and lead paint abatement on pre-1978 structures.
per $100 payroll →
Code 5205$5.37
Concrete Construction (At Least $24/hr)
Pouring, finishing, and curing concrete for structural elements, foundations, and slabs in California for workers earning at least $24/hr — the higher wage tier under California's dual-wage system.
per $100 payroll →
Code 5348$5.29
Ceramic, Tile and Stone Work
Installation of ceramic tile, natural stone, marble, travertine, and similar materials on floors, walls, and countertops in California residential and commercial projects.
per $100 payroll →
Code 5610$3.3
Residential Construction — Home Builders & Remodelers
Construction, renovation, and remodeling of single-family and multi-family residential buildings across California — from tract housing in the Inland Empire to custom homes in Marin County.
per $100 payroll →
Code 5446$6.43
Drywall Contractors
Installation of drywall, gypsum board, and related products in California residential and commercial construction — including metal stud framing, taping, and finishing.
per $100 payroll →
Code 6218$5.54
Excavation & Grading
Excavation, grading, and earthmoving work using heavy equipment for construction site preparation across California — from residential lot grading in the suburbs to large commercial site work.
per $100 payroll →
Code 6400$13.08
Fence Installation & Repair
Installation and repair of wood, chain-link, vinyl, ornamental iron, and block wall fencing for residential and commercial properties across California.
per $100 payroll →
Code 5432$4.71
Trim & Finish Carpentry — Cabinets & Countertops
Installation of interior trim, finish carpentry, kitchen cabinets, countertops, and custom millwork in California residential and commercial projects.
per $100 payroll →
Code 5436$7.37
Hardwood Floor Installation
Installation, sanding, and finishing of hardwood, laminate, engineered wood, and luxury vinyl flooring in California residential and commercial buildings.
per $100 payroll →
Code 5102$6.13
Door and Window Installation
Installation of doors, windows, skylights, and related products in California residential and commercial buildings — including energy-efficient window replacements under California's Title 24 requirements.
per $100 payroll →
Code 5213$5.68
Concrete Work — Flat Work & Cement Finishing
Covers workers who pour, finish, and cure concrete flat surfaces in California — driveways, sidewalks, parking lots, warehouse floors, and patios. Flat work concrete is one of the most physically demanding construction trades, with constant kneeling, bending, and working with heavy vibrating equipment on wet concrete.
per $100 payroll →
Code 5201$10.17
Concrete Construction — Structural (Under $24/hr)
Covers workers who form, pour, and finish structural concrete elements in California — foundations, slabs, columns, walls, and elevated decks — for workers earning under $24/hr. This is the lower wage tier under California's dual-wage classification system for concrete work.
per $100 payroll →
OTHER INDUSTRIESCA Non-Construction Class Codes
Code 7219$8.06
Trucking — Short Haul and Long Haul
Long-haul and local trucking operations in California — including delivery drivers, freight haulers, and owner-operators navigating the state's complex AB 5 independent contractor classification rules.
Transportation · per $100 payroll →
Code 7227$8.4
Towing Company
Vehicle towing and roadside assistance operations in California — one of the most dangerous occupations in the state due to the extreme traffic exposure of roadside work on California's busy freeways.
Transportation · per $100 payroll →
Code 8827$6.37
Home Health Care
In-home healthcare services in California — personal care, skilled nursing, physical therapy, and companion care for elderly and disabled clients, subject to California's IHSS program regulations and AB 1513 piece-rate compensation rules.
Healthcare · per $100 payroll →
Code 9008$8.68
Janitorial Service Contractors
Commercial and residential cleaning, janitorial services, and building maintenance cleaning in California — subject to the California Cleaning Product Right to Know Act and OSHA's Hazard Communication Standard for cleaning chemical exposure.
Cleaning · per $100 payroll →
Code 9096$12.36
Residential Cleaning Service — Housekeepers
House cleaning, maid services, and residential housekeeping in private California homes — subject to California's Domestic Worker Bill of Rights (AB 241) and the state's strict employee classification rules under AB 5.
Cleaning · per $100 payroll →
Code 0042$6.42
Landscaping Service
Lawn mowing, landscaping, tree trimming, and grounds maintenance services in California — subject to California's Pesticide Use Reporting requirements and Cal/OSHA's heat illness prevention standard (Title 8 Section 3395).
Landscaping · per $100 payroll →
Code 8810$0.28
Clerical Office Employees
Office workers who perform administrative, data entry, accounting, and other desk-based tasks in California — subject to California's ergonomics standard (Title 8 Section 5110) and the state's repetitive motion injury regulations.
Office · per $100 payroll →
Code 8742$0.36
Sales Professional — Outside Sales
Outside sales representatives who travel to client locations in California — subject to California's strict outside sales exemption rules under Labor Code Section 1171 and the state's AB 5 independent contractor classification requirements.
Sales · per $100 payroll →
Code 9050$6.88
Hotels and Motels
Hotel and motel operations in California — front desk, housekeeping, maintenance, and food service staff, subject to California's Hotel Housekeeping Musculoskeletal Injury Prevention Standard (Title 8 Section 3345).
Hospitality · per $100 payroll →
Code 8017$2.63
Retail Stores — General Merchandise
Retail store operations in California selling general merchandise, clothing, electronics, and consumer goods — subject to California's Retail Worker Safety Act (SB 553) and the state's strict workplace violence prevention requirements.
Retail · per $100 payroll →
Need CA Workers Comp Fast?
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