Concrete Construction — Structural (Under $24/hr)California Workers Comp
Covers workers who form, pour, and finish structural concrete elements in California — foundations, slabs, columns, walls, and elevated decks — for workers earning under $24/hr. This is the lower wage tier under California's dual-wage classification system for concrete work.
How Have California Workers Comp Rates Changed Over the Last 5 Years?
Source: WCIRB pure premium rates. Actual carrier rates may vary significantly in California.
How Much Does California Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval. CA rates vary significantly by carrier.
Enter your phone number to get your personalized CA workers comp quote with PDF download.
Your Quote is Ready!
Enter your cell number to view your instant estimate.
By entering your number, you agree to receive a call from our team. We never sell your contact information. Standard message rates may apply.
🔒 Your info is 100% private. We never sell your contact.
What Jobs Are Covered Under This California Class Code?
- ▸ Concrete laborer
- ▸ Form setter
- ▸ Concrete finisher
- ▸ Foundation worker
- ▸ Structural concrete worker
What Are the Top Injury Risks for This California Class Code?
- ⚠ Falls from elevated concrete forms and deck edges
- ⚠ Struck-by injuries from concrete pump hose failures and crane-lifted buckets
- ⚠ Chemical burns from prolonged wet concrete contact (alkali burns to knees and hands)
- ⚠ Back and shoulder injuries from vibrator operation and screed work
- ⚠ Heat illness on large exposed concrete pours in California's Central Valley
What Does a Real Workers Comp Claim Look Like for This California Class?
A concrete laborer falls from an elevated deck form on a commercial building in Sacramento — fractured femur, spinal compression, and 14 months of temporary disability at California's $1,619/week maximum resulted in $310,000 in workers comp costs. California's DWC requires all fall injuries to be evaluated for permanent disability, and falls from concrete forms frequently result in 20–40% PD awards.
Why Does a PEO Make Sense for California Workers Comp in This Class?
Concrete subcontractors in CA — doing foundation work in the Bay Area, parking structure pours in Los Angeles, or tilt-up construction in the Inland Empire — face standard carriers that require minimum premiums of $8,000–15,000 and 3 years of loss history. PEO group workers comp programs accept concrete contractors with as few as 1 employee, bill monthly on actual payroll, and provide the certificate of insurance needed for general contractor subcontractor approval within 24 hours.
CA Rate Context
CA structural concrete rates at $10.17/100 are nearly double the flat work rate (5213 at $5.68) because structural concrete involves elevated work, crane operations, and form-setting at height. WCIRB's pure premium reflects California's fall frequency in concrete construction combined with the state's unlimited medical benefit duration and aggressive permanent disability rating system.