Workers Comp Class Code 7219 — Trucking — Short Haul and Long HaulCalifornia
Long-haul and local trucking operations in California — including delivery drivers, freight haulers, and owner-operators navigating the state's complex AB 5 independent contractor classification rules.
How Have California Workers Comp Rates Changed Over the Last 5 Years?
Source: WCIRB pure premium rates. Actual carrier rates may vary significantly in California.
How Much Does California Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval. CA rates vary significantly by carrier.
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What Jobs Are Covered Under This California Class Code?
- ▸ Truck driver
- ▸ Delivery driver
- ▸ Freight hauler
- ▸ Local driver
- ▸ Owner-operator
What Are the Top Injury Risks for This California Class Code?
- ⚠ Vehicle accidents on California's congested freeways (I-5, I-405, I-10)
- ⚠ Loading and unloading injuries at warehouses
- ⚠ Back strain from manual freight handling
- ⚠ Fatigue-related accidents on long-haul routes
- ⚠ Slip and fall from truck cab
What Does a Real Workers Comp Claim Look Like for This California Class?
A delivery driver is rear-ended on the I-10 freeway in Ontario while making a warehouse delivery — whiplash, lumbar disc herniation, and surgery in California can result in $150,000+ in workers comp costs. California's DWC processes more motor vehicle accident workers comp claims than any other state, and the average MVA claim in California costs 60% more than the national average due to the state's elevated medical billing rates.
Why Does a PEO Make Sense for California Workers Comp in This Class?
California trucking companies face a unique workers comp challenge: AB 5 (2019) reclassified many owner-operators as employees, dramatically increasing the workers comp exposure for trucking companies that previously used independent contractors. PEO group programs help California trucking companies manage this reclassification risk by providing workers comp coverage that covers both W-2 employees and reclassified owner-operators under a single pay-as-you-go policy.
CA Rate Context
At $8.06/100, California trucking rates are significantly elevated compared to the national NCCI average of $5.50/100 for the same code. This reflects California's high accident frequency on congested freeways, the state's elevated medical costs, and the AB 5 reclassification risk that has increased the number of covered workers for California trucking companies. The Port of Los Angeles and Port of Long Beach — the two busiest ports in the US — generate enormous trucking activity in Southern California, contributing to the high claim frequency.