What code 5462 covers
Typical duties
- Measuring openings and cutting glass and mirror to size
- Setting glass in storefront frames, curtain walls and interior partitions
- Installing shower enclosures, mirrors and glass railings
- Replacing broken glass and re-glazing existing frames
- Handling and transporting large lites with suction lifters and A-frames
- Sealing and caulking glazed openings
Operations included
- Commercial glazing subcontractors
- Residential glass, mirror and shower-door companies
- Glass dealers whose employees cut, deliver and install
- Drivers and helpers of the glass business
What code 5462 does not cover
- Installing aluminum windows and doors that are not storm products: 5102
- Asbestos abatement, which some older pages listed near glazing codes: 5473
- Wood window and door framing carpentry: carpentry codes such as 5403
- Office and estimating staff who stay in a separated office: 8810
Code 5462 rate and cost context
The 2026 rate for 5462 is $4.007 per $100 of payroll. Like most Florida construction codes it has fallen each year since 2022.
Cuts and lacerations, back strains from handling heavy glass, and falls during high installations are the main claim drivers. Glass-handling equipment and cut-resistant gear reduce both claims and the experience mod.
Because glazing is construction work, Florida requires coverage from the first employee, and GCs will check your certificate before you set a single lite.
| Year | Rate per $100 |
|---|---|
| 2022 | $6.80 |
| 2023 | $5.97 |
| 2024 | $4.81 |
| 2025 | $4.54 |
| 2026 | $4.007 |
If you are placed in the FWCJUA
Florida’s residual market charges the voluntary rate plus a surcharge on the voluntary premium: 93% in Tier 1 and 183% in Tiers 2 and 3 for 2026. On this code that works out to about $7.73 (Tier 1) or $11.34 (Tiers 2–3) per $100 of payroll before any experience mod.
Example: estimating code 5462 premium
Consider a glazing contractor with $380,000 of annual payroll for installers, cutters and a delivery driver in code 5462.
| Annual payroll in this code | $380,000 |
| Voluntary-market premium (rate × payroll ÷ 100) | $15,227 |
| FWCJUA Tier 1 (with 93% surcharge) | $29,387 |
| FWCJUA Tiers 2–3 (with 183% surcharge) | $43,091 |
Example only. Assumes no experience modification, schedule credits, expense constant or taxes. Minimum premium applies if the result is lower ($561 / FWCJUA $2,900).
Misclassification pitfalls for code 5462
Window installers reported as glaziers
If the job is installing complete aluminum window and door units, the work is 5102, not 5462. Mixed companies should keep time records by type of installation.
A glass shop’s retail counter
Employees who only sell at a counter may qualify for a lower store or clerical code if they never cut glass or go to job sites. Confirm with your carrier.
Confusing 5462 with 5473
A few older sites called 5473 a glazier code. On Florida’s rate pages 5473 is asbestos abatement; glaziers belong in 5462.
Uninsured installation subs
Payments to installers without their own coverage are added to 5462 payroll at audit. Keep certificates on file.
Codes that sit next to 5462
Payroll and audit notes for code 5462
Payroll includes hourly wages, installation bonuses and pay for shop and delivery time. Overtime premium is excluded if recorded separately.
When an employee splits time between glazing and window-unit installation, record hours by job type. Florida audits follow NCCI’s rule that construction payroll is divided only with verifiable records.
Keep job invoices that describe the work. They show the auditor whether you were glazing or installing window systems.
Who usually reports code 5462
- Commercial storefront and curtain-wall subcontractors
- Residential glass and shower-enclosure companies
- Mirror and glass-railing installers
- Glass dealers with installation crews
- Board-up and emergency glass replacement services
Code 5462 questions
What is the workers comp class code for glaziers in Florida?
Code 5462, listed on the 2026 Florida rate pages as Glass Dealers and Glaziers.
What is the 2026 rate for code 5462?
The OIR-approved NCCI rate is $4.007 per $100 of payroll, effective January 1, 2026. FWCJUA policies add a 93% or 183% surcharge.
Is window installation code 5462?
Installing complete aluminum windows and doors that are not storm products is 5102. Setting glass into frames is glazing under 5462.
Is 5473 a glazier code?
No. In Florida, 5473 is the asbestos removal contractor code.
Sources
- NCCI: Summary of the Florida Workers Compensation Rate Filing Recommendation Effective January 1, 2026
- Florida Office of Insurance Regulation: Commissioner approves 6.9% workers’ compensation rate decrease effective January 1, 2026 (Nov. 17, 2025)
- Florida Workers’ Compensation Joint Underwriting Association (FWCJUA): Rates (2022–2026 rate tables and minimum premiums)
- FWCJUA: Bulletins (Bulletin 25-9: 2026 Tier 1, 2 and 3 surcharges)
- NCCI: Summary of the Florida Workers Compensation Rate Filing Recommendation Effective January 1, 2027 (filed Aug. 21, 2026)
- Florida Statutes: Section 440.02 — Definitions (employee, employer, construction industry)
- Florida Statutes: Section 440.10 — Liability for compensation (contractors and subcontractors)
Facts checked October 12, 2026.