Workers Comp Class Code 5747 — Electrical Apparatus Installation - Turbines
Florida NCCI Workers Comp Classification
FL NCCI Rate
$4.48
per $100 of payroll
Same-Day COI
Available
through PEO program
For code 5747, a worker earning $800/week costs just $35.85/week in workers comp through our PEO program.
FL NCCI Rate
$4.48/$100
per $100 payroll
Risk Level
High
NCCI classification
Same-Day COI
Available
through PEO program
Approval Time
24–48 hrs
most industries
What Is Workers Comp Class Code 5747?
NCCI class code 5747 covers Electrical Apparatus Installation - Turbines in Florida. This classification is used by workers' compensation carriers to determine premium rates based on the relative injury risk of workers in this occupation. The Florida NCCI rate for code 5747 is $4.48 per $100 of payroll, placing it in the high-risk tier.
Covers contractors who install turbines and large power generation equipment. Florida solar and wind energy expansion creates growing demand for this specialized trade.
Because code 5747 is a construction classification, Florida law requires workers' compensation coverage from the first employee. Construction employers cannot use the 4-employee threshold that applies to non-construction businesses.
What Does This Rate Mean in Real Dollars?
Contact Comp Ninjas for a personalized rate quote. PEO pricing is pay-as-you-go with no deposit required.
Rate History — Code 5747
5-Year Rate Trend
Code 5747 — Florida NCCI rates
Source: Florida NCCI rate filings 2020–2024
Florida NCCI rates for code 5747 have decreased from $9.20 to $8.40 over the past 5 years — a positive trend for employers.
Why PEO Makes Sense for Code 5747
No deposit. No audit. Same-day COI.
Turbine installation is a specialized trade with limited insurance options. PEO provides the most accessible path to workers comp coverage with same-day COI.
No Deposit
Pay as you go each week
No Audit
Premium based on actual payroll
Same-Day COI
Instant certificate issuance
📋 Real-World Example
A turbine installation technician in Gainesville fell from an elevated platform while working on a power generation turbine. Workers comp covered $280,000 in fracture and spinal treatment.
Common Job Titles Under Code 5747
Top Workers Comp Risks for Code 5747
The NCCI rate for this classification reflects the frequency and severity of workers' compensation claims historically filed by workers in this occupation. The primary risks include:
Florida Workers Comp Requirements for Code 5747
Florida Statute Chapter 440 governs workers' compensation requirements. For construction employers classified under code 5747, coverage is required with 1 or more employees — including the business owner unless a valid exemption is on file with the Florida Division of Workers' Compensation.
The Florida Division of Workers' Compensation conducts random job site inspections and can issue an immediate stop-work order if coverage is not current. The penalty is equal to twice the amount of premium that should have been paid, plus $1,000 per day per employee while uninsured.
OSHA Standards That Apply to Code 5747
Workers in this classification are subject to the following OSHA standards. Violations of these standards are the most common triggers for workers' compensation claims in this trade.
OSHA 1926.416 – Electrical, General Requirements: Requires protecting employees from contact with energized parts, identifying circuits, and using GFCI/assured equipment grounding when installing and terminating turbine control, excitation, and switchgear wiring.
OSHA 1926.417 – Lockout/Tagout of Circuits: Mandates opening, locking, and tagging disconnecting means before working on turbine generators, excitation cabinets, or protection relays, and prohibits re-energizing until tags are removed by the person who applied them.
OSHA 1926.1408 – Power Line Safety (up to 350 kV): Establishes minimum approach distances, planning, and dedicated spotters when operating cranes to set generator rotors, inlet housings, or enclosure modules near overhead lines during turbine installations.
OSHA 1926.251 – Rigging Equipment for Material Handling: Requires inspection, safe-working-load markings, and removal of damaged slings, shackles, and spreader bars used to hoist turbine components; calls for proper use of tag lines and compatible hardware.
OSHA 1926.501 – Duty to Have Fall Protection: Requires fall protection at 6 feet and above when working on turbine decks, mezzanines, or HRSG platforms during cable pulls, terminations, and equipment setting.
Florida Stop-Work Order Cases — Code 5747
The Florida Division of Workers' Compensation (DFS) actively enforces coverage requirements. Below are representative enforcement cases involving businesses classified under code 5747.
2024 – Polk County: DFS issued a stop‑work order to a turbine electrical apparatus installer at Lakeland Electric’s McIntosh Power Plant after the Florida WC policy was cancelled mid‑outage. Nine electricians and techs worked 11 days without coverage while landing excitation cabinets and pulling control cable. Penalty assessed: about $151,000 ($99,000 daily penalties plus $52,000 for twice the estimated unpaid premium).
2023 – Hillsborough County: During a TECO Big Bend turbine control retrofit, the contractor’s WC policy lapsed for 10 days and eight turbine electricians continued energized tie‑in prep on generator protection relays. DFS shut the site and assessed roughly $98,000 ($80,000 daily penalties plus $18,000 for twice the unpaid premium).
2021 – Duval County: A turbine apparatus firm brought a traveling crew for a generator stator rewind at JEA’s Northside plant but treated 12 technicians as 1099s with no Florida WC. DFS issued a stop‑work order and penalties near $204,000 ($84,000 daily penalties plus $120,000 for twice the unpaid premium).
Source: Florida DFS enforcement records. Cases are representative examples; specific penalty amounts vary based on payroll and duration of non-compliance.
Why Standard Carriers Decline Code 5747
Many standard insurance carriers restrict or decline coverage for businesses classified under code 5747. Understanding these declination triggers helps you find the right coverage path.
Catastrophic crane/rigging exposure setting generator rotors and turbine modules; no engineered lift plans or NCCCO‑qualified operators on file leads standard carriers to decline 5747 accounts.
High‑voltage tie‑ins and arc‑flash risk around switchgear/excitation with weak documentation of LOTO, energized work permits, or NFPA 70E training—underwriters see unacceptable severity potential and decline or surcharge.
Outage‑driven operations (7x12s), heavy travel crews, use of 1099 “turbine techs,” and uninsured specialty subs create misclassification and uninsured subcontractor exposure—common reasons for declination on 5747.
Adverse loss history/high EMR or a new venture with no turbine‑specific experience and no dedicated safety manager; many admitted markets reserve 5747 for larger, established power contractors only.
Common Workers Comp Audit Mistakes for Code 5747
Year-end workers comp audits frequently result in unexpected additional premiums for businesses classified under code 5747. These are the most common audit mistakes to avoid.
Charging turbine electrical installation payroll to 5183/5190 (general electrical) instead of 5747, or splitting workers between 5747 and 3724 (millwright/rigging) without contemporaneous timecards—auditors move all wages to the highest applicable code.
Treating travel time, hourly “per diem,” hazard/standby pay, and mobilization hours during outages as non‑payroll—auditors include them in remuneration for 5747 unless the overtime premium portion is separately recorded.
Failing to collect Florida WC certificates from rigging/millwright subs used to set turbine components—auditors assign uninsured sub costs to your 5747 payroll at the full class rate.
Not providing OCIP/CCIP documentation for utility projects—without wrap‑up payroll reports and endorsements, auditors may double‑charge those wages under 5747 on your policy.
Experience Mod (EMR) & PEO Advantage
Code 5747 has low‑frequency but high‑severity claims—one crush injury during a rotor set or an electrical burn at energization can spike your EMR because payroll is concentrated in short, high‑risk outages. A higher mod multiplies an already high 5747 rate and can knock you out of bid lists at utilities. A PEO spreads risk on a large master policy and adds focused LOTO/rigging safety and aggressive return‑to‑work, helping stabilize losses and your effective cost per $100 of payroll.
Frequently Asked Questions — Code 5747
What is the workers comp rate for class code 5747 in Florida?
The Florida NCCI rate for class code 5747 (Electrical Apparatus Installation - Turbines) is $4.48 per $100 of payroll. For a business with $150,000 in annual payroll, the estimated annual workers comp cost is $6,721.
Can I get same-day workers comp coverage for class code 5747?
Yes. Through Comp Ninjas's PEO program, most businesses classified under code 5747 can be approved and receive a Certificate of Insurance (COI) within 24–48 hours. Same-day COI issuance is available in most cases once your application is complete.
Is class code 5747 considered high-risk in Florida?
Code 5747 is classified as high-risk based on its NCCI rate of $4.48 per $100 of payroll. This rate is above 5%, which means standard carriers may decline coverage or require large deposits. Our PEO program specializes in covering high-risk classifications that standard carriers decline.
What is the difference between a PEO and a traditional workers comp policy for code 5747?
A traditional policy for code 5747 requires an upfront deposit (typically 25–35% of annual premium), a year-end audit, and a minimum payroll requirement. Our PEO pay-as-you-go program calculates premium on actual payroll each cycle — no deposit, no audit, no minimum. For a business with $150,000 in annual payroll under code 5747, the annual cost would be approximately $6,721.
How do I switch to a PEO program if I already have a workers comp policy for code 5747?
You can switch at any time — you don't need to wait for your current policy to expire. We handle the transition and coordinate with your current carrier to avoid any coverage gaps. Most clients are enrolled and covered within 24–48 hours of submitting their application.
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