Texas 7380Texas non-subscriber state

Workers Comp Class Code 7380 — Drivers, Chauffeurs & Their Helpers (Own Vehicles)Texas

Texas reference rate for transportation, with non-subscriber context and coverage considerations for project work.

loss cost per $100 payroll

$1.223

Drivers, Chauffeurs & Their Helpers (Own Vehicles)

2026 Texas NCCI advisory loss cost (not a rate), effective 7/1/2026

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Official-source evidence

Official Texas coverage context

These Texas compliance and safety notes are linked to the governing source. They are educational information, not legal, safety, or underwriting advice.

Texas Department of Insurance states that private employers can choose to carry workers’ compensation coverage, although it is not required in most cases.

Source: Texas Department of Insurance, Division of Workers’ Compensation Texas coverage verification guidance

Texas Department of Insurance states that employers without coverage are non-subscribers and must notify their workers and the Texas Division of Workers’ Compensation.

Source: Texas Department of Insurance, Division of Workers’ Compensation Texas non-subscriber employer requirements

NCCI's Texas advisory loss cost for class code 7380, effective July 1, 2026, is $1.223 per $100 of payroll. Loss costs exclude insurer expenses; the rate you pay applies each carrier's loss cost multiplier and underwriting.

Source: Texas Department of Insurance (NCCI Texas advisory loss costs) 2026 Texas advisory loss costs

Source register last reviewed .

Estimate annual cost for this Texas class code

Illustrative annual premium estimate

$3,058

This educational estimate uses the displayed Texas class-code rate. Final classification, premium, eligibility, and contract requirements depend on underwriting and the actual work performed. This estimate uses the loss cost, which excludes insurer expenses, so actual premium will be higher.

Why Texas employers may still need workers’ comp

Coverage can be optional for private employers

Texas Department of Insurance says private employers can choose to carry workers’ compensation coverage in most cases.

Public entities must carry coverage

Texas Department of Insurance states that public schools, utilities, cities, counties, and other governmental entities must have workers’ compensation coverage.

Non-subscribers have notice obligations

Employers that do not provide coverage must notify their workers and the Texas Division of Workers’ Compensation.

PEO context for this Texas class code

Texas businesses with company drivers — delivery, route sales, or chauffeur work in the business's own vehicles — often need coverage for contracts. PEO pay-as-you-go bills on actual driver payroll with no deposit. For-hire trucking and towing are code 7219.

Subscriber or non-subscriber status does not replace a client, contract, public-project, or general-contractor coverage requirement. Verify coverage requirements before starting work.