Workers Comp Class Code 9052 — Hotels and MotelsNew York
Hotel and motel operations across New York State — from NYC's major hotel properties in Midtown Manhattan to boutique hotels in the Catskills and budget motels along the NY Thruway corridor.
How Have New York Workers Comp Rates Changed Over the Last 5 Years?
Source: NYCIRB loss cost rates. Actual carrier rates may vary.
How Much Does New York Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval.
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What Jobs Are Covered Under This New York Class Code?
- ▸ Housekeeper
- ▸ Front desk clerk
- ▸ Maintenance worker
- ▸ Bellhop
- ▸ Hotel manager
What Are the Top Injury Risks for This New York Class Code?
- ⚠ Chronic back and shoulder injuries from housekeeping — making beds, lifting mattresses, and pushing heavy linen carts are the leading cause of lost-time claims in NY hotels
- ⚠ Slip and fall in wet areas including bathrooms, pool decks, and kitchen floors
- ⚠ Chemical exposure from concentrated cleaning products used in hotel housekeeping
- ⚠ Violence from guests — NYC hotels report a higher rate of guest-on-staff incidents than the national average
- ⚠ Repetitive motion injuries from high-volume room turnover operations
What Does a Real Workers Comp Claim Look Like for This New York Class?
A Midtown Manhattan hotel housekeeper develops chronic lumbar disc disease after 9 years of making beds and pushing linen carts — spinal fusion surgery, 14 months of total disability, and lifetime medical benefits resulted in a $285,000 workers comp award under NY law. NYC's hotel industry employs approximately 35,000 housekeepers, and the NY Workers Compensation Board processes more hotel housekeeping claims than any other hospitality category — a reflection of the physical demands of high-volume NYC hotel operations.
Why Does a PEO Make Sense for New York Workers Comp in This Class?
Hotel and motel operators in NY — from independent boutique hotels in the Catskills to franchise properties along the NY Thruway — face a workers comp market where the housekeeping exposure drives rates significantly above the national average. Standard carriers require minimum premiums of $15,000–$30,000 for hotel properties, which excludes small independent operators. PEO group workers comp programs accept hotel operators of all sizes, bill monthly on actual payroll, and provide the certificate of insurance needed for hotel licensing and franchise compliance.
NY Rate Context
NY hotel rates at $4.16/100 are 24% above the national NCCI average for hotels, driven by the physical demands of NYC's high-volume hotel housekeeping operations, NY's elevated wage replacement benefits, and the violence exposure of NYC's urban hotel environment. NYC's hotel industry has grown significantly since 2010, adding over 100 new properties and increasing the workforce of hotel employees covered by NYCIRB workers comp rates.