Workers Comp Class Code 8006 — Gas Stations & Convenience StoresNew York
Gas station and convenience store operations across New York State — from NYC's urban service stations to highway convenience stores along the NY Thruway and suburban gas stations in Nassau and Suffolk Counties.
How Have New York Workers Comp Rates Changed Over the Last 5 Years?
Source: NYCIRB loss cost rates. Actual carrier rates may vary.
How Much Does New York Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval.
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What Jobs Are Covered Under This New York Class Code?
- ▸ Cashier
- ▸ Gas station attendant
- ▸ Store clerk
- ▸ Fuel pump operator
- ▸ Store manager
What Are the Top Injury Risks for This New York Class Code?
- ⚠ Robbery and violence — NYC gas stations and convenience stores experience robbery rates significantly above the national average due to late-night operations and cash handling
- ⚠ Slip and fall from fuel spills and wet floors in the forecourt and store
- ⚠ Chemical exposure from fuel vapors and petroleum products
- ⚠ Repetitive strain from cashiering and stocking operations
- ⚠ Vehicle accidents in the forecourt from customer traffic
What Does a Real Workers Comp Claim Look Like for This New York Class?
A Queens gas station cashier is assaulted during an armed robbery at 2 AM — psychological trauma (PTSD), physical injuries, and 4 months of lost wages at NY's $1,145/week maximum resulted in $68,000 in workers comp costs. NY's Workers Compensation Law recognizes PTSD as a compensable condition when it results from a work-related violent incident, and NYC's high robbery rate makes this a significant exposure for gas station and convenience store operators in the five boroughs.
Why Does a PEO Make Sense for New York Workers Comp in This Class?
Gas station and convenience store operators in NY — particularly independent operators in NYC's outer boroughs and suburban Nassau and Suffolk Counties — face a workers comp market where the robbery and violence exposure drives underwriting scrutiny. Standard carriers often require extensive security documentation and may exclude violence-related claims via endorsement. PEO group workers comp programs provide comprehensive coverage including violence-related injuries without exclusions, and bill monthly on actual payroll — eliminating the large upfront deposit that standard policies require.
NY Rate Context
NY gas station rates at $1.84/100 are moderate and 12% above the national NCCI average for gas stations, driven by NYC's elevated robbery rate, NY's high medical costs, and the PTSD exposure from violent incidents that NY's Workers Compensation Law recognizes as compensable. The rate has increased 15% over 5 years as NYCIRB adjusts for the growing volume of violence-related workers comp claims from NYC retail operations.