Demolition — Buildings & StructuresNew York Workers Comp
Covers workers who tear down buildings, structures, or parts of structures across New York State. Demolition is one of the most hazardous construction trades — workers face falling debris, hazardous materials (asbestos, lead), and structural collapse. NY rates reflect the state's high medical costs and strict workers comp benefits.
How Have New York Workers Comp Rates Changed Over the Last 5 Years?
Source: NYCIRB loss cost rates. Actual carrier rates may vary.
How Much Does New York Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval.
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What Jobs Are Covered Under This New York Class Code?
- ▸ Demolition laborer
- ▸ Wrecking crew worker
- ▸ Hazmat abatement worker
- ▸ Excavator operator
- ▸ Debris removal worker
What Are the Top Injury Risks for This New York Class Code?
- ⚠ Falling debris and structural collapse — the leading cause of demolition fatalities in New York
- ⚠ Asbestos and lead exposure — NYC's pre-1980 building stock contains asbestos in an estimated 70% of buildings
- ⚠ Struck-by hazards from swinging wrecking balls and excavator buckets
- ⚠ Falls from height during selective demolition of multi-story structures
- ⚠ Silica dust inhalation from concrete and masonry demolition
What Does a Real Workers Comp Claim Look Like for This New York Class?
A demolition worker is struck by falling masonry while tearing down an interior wall in a Bronx apartment building — fractured skull, extended hospitalization, and permanent disability can result in $500,000+ in workers comp costs in NY. NYC Local Law 196 requires Site Safety Training (SST) cards for all workers on major buildings, and demolition contractors who fail to comply face stop-work orders that extend lost-wage periods and inflate claim costs.
Why Does a PEO Make Sense for New York Workers Comp in This Class?
Demolition contractors are among the hardest to place in NY — standard carriers routinely decline coverage. PEO group programs are often the only viable path to workers comp for demolition crews.
NY Rate Context
NY demolition rates at $28.14/100 are among the highest in the state, reflecting the extreme hazard level and NY's generous workers comp benefit structure.