Workers Comp Class Code 5445 — Drywall ContractorsNew York
Installation of drywall, gypsum board, and plaster systems on walls and ceilings in residential and commercial buildings across New York State. Includes taping, mudding, and finishing work.
How Have New York Workers Comp Rates Changed Over the Last 5 Years?
Source: NYCIRB loss cost rates. Actual carrier rates may vary.
How Much Does New York Workers Comp Cost for This Class Code?
⚠️ Pre-Underwriting Estimate: This is a preliminary estimate only. Final premium can change based on underwriting results, loss history, OSHA records, and carrier approval.
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What Jobs Are Covered Under This New York Class Code?
- ▸ Drywall hanger
- ▸ Taper
- ▸ Drywall finisher
- ▸ Plaster installer
- ▸ Drywall laborer
What Are the Top Injury Risks for This New York Class Code?
- ⚠ Shoulder and rotator cuff injuries from overhead drywall installation
- ⚠ Back strain from lifting 4x8 and 4x12 drywall sheets (54–96 lbs each)
- ⚠ Falls from stilts and ladders during ceiling work
- ⚠ Silica dust exposure from sanding joint compound
- ⚠ Eye injuries from drywall dust and compound splatter
What Does a Real Workers Comp Claim Look Like for This New York Class?
A Queens drywall hanger tears his rotator cuff while lifting a 96-lb 5/8" Type X sheet overhead on a commercial project — surgery, 8 months of physical therapy, and lost wages at NY's $1,145/week maximum resulted in $134,000 in workers comp costs. NYC's Local Law 196 site safety requirements add compliance costs for drywall contractors working on major buildings.
Why Does a PEO Make Sense for New York Workers Comp in This Class?
Drywall contractors in NY — doing commercial tenant build-outs in Manhattan, residential renovations in Brooklyn, or new construction in Nassau County — face standard carriers that require minimum premiums of $8,000–15,000, pricing out small crews. PEO group workers comp programs accept drywall contractors with as few as 1 employee, bill monthly on actual payroll, and provide the certificate of insurance needed for NYC building permit applications within 24 hours.
NY Rate Context
NY drywall rates at $9.02/100 are 24% above the national NCCI average for drywall contractors, driven by the overhead installation injury risk, NY's high medical costs, and the $1,145/week maximum weekly benefit. NYC's wave of office-to-residential conversions is driving significant demand for drywall contractors in the metro area.